Monday, November 28, 2011

Making the Case for a Raise, Not-So-Safe Commodities and More on Your Money

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Your Money Topics
Investments | Loans | Planning | Retirement | Credit | Insurance
Robert Neubecker
Your Money
How to Make the Case for Higher Pay
By TARA SIEGEL BERNARD

Companies' compensation budgets remain tight, so workers need to gather information before approaching the boss.

Wealth Matters

In Commodities World, Safe and Secure Sometimes Isn't

By PAUL SULLIVAN

Commodities firms are required to keep clients' money separate from the firm's capital. But if the cash is so safe, why the delay getting it back if the firm fails?

Strategies

The 50-50 Solution

By JEFF SOMMER

Holding on to stocks and bonds in equal proportion may help investors ride out the economy's storms.

In Nervous Market, Gold Gains Respectability

By GERALDINE FABRIKANT

While some investors see pitfalls - sudden drops, lack of dividends or interest - others see a kind of insurance as countries remove value from their currencies.

With Apps, Wealth Management Goes Mobile

By SONIA KOLESNIKOV-JESSOP

Private banks, which have been slow to embrace mobile technologies, expect to interact more with their clients through social media and smartphone apps.

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The 'Just This Once' Money Trap

It's easy to justify all sorts of spending as a one-time treat. But just how often are you treating yourself?

Lessons for Investors in MF Global's Collapse

Paul Sullivan, in his Wealth Matters column, looks at the implications for investors of the bankruptcy of the commodity brokerage firm MF Global.

More From the Financial Pro Who Lost His Home

Carl Richards responds to readers who had questions about his cover story in the "Your Money" special section two weeks ago, and offers up some lessons learned.

How to Avoid Fried Turkey Infernos

State Farm recruited William Shatner for a video about the dangers of turkey-fryer fires.

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The Haggler

Sure, Post a Review. But the Last Word Won't Be Yours.

On a review site for transport companies, it's the company (not the consumer) that gets the final comment. And the Haggler wonders why.

Mortgages

When a Co-Borrower Has Poor Credit

There are ways to raise a FICO score, but in some instances it may be necessary to hold off on a home purchase in order to clean up one applicant's credit report, or try to go it alone.

Preoccupations

Starting a Business: The Romance vs. the Reality

Entrepreneurship holds perils far different from those of working in the corporate world.

Bucks

A blog about consumer tactics, helping readers sort out the choices in their financial lives.

Interactive Feature: The Sketchpad: Personal Finance on a Napkin

Financial planner Carl Richards has been explaining the basics of money through simple graphs and diagrams.

Calculators

Interactive Graphic: Is It Better to Buy or Rent?

Whether renting is better than buying depends on many factors, including how fast prices rise and how long you will stay in your home. Compare the costs of buying and renting equivalent homes.

The 1% More Savings Calculator

What would happen to your savings balances if you saved just one percent more a year?

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